The live table lives on the bank bonuses hub. This page explains the rules behind that table so you know what “verified” means.
What we list
- US consumer or business bank/credit union account opening bonuses
- Cash amounts with stated requirements (direct deposit, debit transactions, minimum balance)
- Public expiration dates when the bank publishes them
We do not list expired offers as live. When a date passes or the bank page dies, the row should drop on the next verification pass.
Fields on every row
| Field | Why it is there |
|---|---|
| Bank / product | What you are actually opening |
| Bonus amount | Headline cash (before tax) |
| Requirements | Friction that decides if the bonus is worth your time |
| Expires | Planning horizon; “ending soon” drives return visits |
| Verified | Date we last checked the bank’s own page or docs |
How we rank
Default sort is bonus amount high to low, with expiry callouts when fewer than ~30 days remain. We do not rank by affiliate payout. Hard-to-meet requirements stay visible so a USD 500 bonus with a USD 10,000 balance requirement does not look free.
Taxes and fine print
Bank bonuses are often reported as interest income (issuer processes vary). Requirements may define “direct deposit” narrowly (payroll ACH yes, Venmo maybe not). Always read the official terms the day you apply.
Staging vs production
On this staging preview, bank names are placeholders with realistic requirement shapes. Production swaps in real institutions and tracked links after affiliate approvals. The table structure and verification discipline stay the same.
Related
- Live bonuses table
- High yield savings rates if you are parking the funded balance
- Advertiser disclosure for how we get paid