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Data layer

Rates, verified and dated

Infrastructure, not a niche. Every comparison page cites this hub. Benchmarks refresh from official sources; bank-level APYs are curated with source URLs.

Last verified 2026-08-06 Pipeline-ready
Top HYSA
4.40%
5 banks listed
30yr FRM
6.69%
Week of 2026-08-06
15yr FRM
6.01%
Freddie Mac PMMS
10yr Treasury
4.20%
FRED DGS10 seed

Daily pipeline

GitHub Action pulls FRED series and only commits when values change.

No fake freshness

Rebuilds without data changes do not bump verification dates.

Mortgage CPL only

We never claim per-funded-loan pay for mortgages on this site.