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Fairway Builder Card vs Voyager Travel Card

Two placeholder products side by side. Pick the row that matches your credit tier and spend pattern, not the flashier bonus alone.

Fairway Builder Card

Fairway Credit
Prequalify
Rewards
1.5% back while you build credit
Annual fee
USD 0
Bonus
None
APR
26.99% variable
Foreign fee
3%
Credit needed
Fair
Full review

Verified 2026-08-06

Voyager Travel Card

Voyager Financial
Apply path
Rewards
3x points on travel and dining
Annual fee
USD 95
Bonus
60,000 points after USD 3,000 spend in 3 months
APR
20.99% to 28.49% variable
Foreign fee
0%
Credit needed
Excellent
Full review

Verified 2026-08-06

Quick take

Fairway Builder Card fits: People with fair scores who want to rebuild with on-time payments.

Voyager Travel Card fits: Frequent travelers who already pay for dining out.

Fee and bonus math

Annual fee difference: USD 95 higher on Voyager Travel Card. Welcome bonuses and spend hurdles are not apples-to-apples when one is cash and the other is points. Value points at a conservative 1 cent each unless you have a known redemption.

Approval path

Fairway Builder Card targets: fair. Voyager Travel Card targets: excellent. If either card uses a prequalify CTA, start there to avoid an unnecessary hard pull.

How we make money: commissions may apply if you open either card through a partner link. Comparison order is alphabetical by card id, not by payout.